Pay in 4 payments with Klarna is a payment method which allows you to spread the cost of your purchase over 4 equal installments. Payment one is taken when you place your order, and the next three payments are charged every 2 weeks.
Pay in 4 payments with Klarna is available to all customers over 18 years of age with a billing and shipping address registered in the US.
Your order will need to total between $30-$1000 in order. You're unable to buy PRES E-Gift Cards using Klarna, and your order will need to be placed in USD.
If you have an E-Gift Card and you're spending more than its value, you can pay the remaining balance off using Klarna, as long as the balance is over $50. Please note, if you pay for your order this way, there won't be a breakdown of payment methods used on your order confirmation email.
Pay in 4 payments with Klarna is an interest free service which splits your total order value into 4 equal installments.
When you select the payment method at the checkout you'll be asked to provide your mobile number in case Klarna need to contact you and your email address so that Klarna can send you payment reminders.
You'll then be asked to enter your payment details to make your first installment via credit or debit card. The following three installments will be charged to the same card.
After your first payment, the following three installments are charged every 2 weeks. You'll get an email reminder two days before each payment is taken.
Payments can't be made early and the scheduled payment dates can't be changed.
Once you've placed your order using Klarna, you'll receive an email from them and also your Gold Presidents order confirmation email.
You'll also receive an email reminder, two days before each payment is due to come out.
You'll receive an email reminder two days before the payment comes out so you shouldn't miss the payment. But if you do then a $10 delayed payment fee may be charged, and it may affect your credit score.
If a payment is missed, you'll get an email notification from Klarna to show payment was unsuccessful.
Please note: Late or non-payment o your Klarna order could affect your credit score.
If you have any trouble placing an order with Klarna, it could be due to one of the following reasons: